Link to your wallet
Pay with Apple Wallet or Google Wallet and track spending in real time with the tap feature.
Pay your way, track instantly
Use your digital wallet and see spending updates in real time
Choose your payment
Pay with your physical card or use Apple Wallet or Google Wallet virtual cards at checkout.
Instant tap tracking
When you pay with your digital wallet, the tap feature creates a pending transaction in your budget tile immediately.
Automatic sync
Your pending transaction automatically syncs with your bank transaction once it posts to your account.
Budget at point of sale
See your category balance update in real time before you complete your purchase, helping you stay within budget.
How the tap feature works
Set up your wallet
Add your debit or credit card to Apple Wallet or Google Wallet on your phone.
Pay with your digital wallet
At checkout, choose to pay with your Apple or Google Wallet virtual card instead of your physical card.
Tap creates pending transaction
The moment you tap to pay, Tap Money creates a pending transaction in your budget category so you see the impact immediately.
Auto-sync when posted
Once your bank processes the transaction, it automatically syncs with the pending entry to give you a complete, accurate view.
Ready to tap and track?
Start budgeting at the point of sale with digital wallet integration